Methodology

Transparent formulas, practical explanations.

These calculators are designed to keep the math visible, make assumptions easy to check, and give a result that is useful for planning rather than just filling a box.

How we approach the math

  • Use common business formulas that can be verified by hand.
  • Round percentages to 2 decimal places and money to 2 decimal places.
  • Use plain English to explain what each result means.

What these tools do not do

  • They do not replace accounting, tax, or financial advice.
  • They do not make legal, pricing, or investment decisions for you.
  • They do not predict outcomes beyond the numbers you enter.